Writing that check for the down payment was absolutely frightening at the time.

It's not rocket science, cut it out, wash it down, do preventative maintenance call it a day.

You can make it your primary and save on the down payment and closing cost.

Most Fed members have just been repeating the “party line”: inflation is declining, but there’s “no rush” to cut rates with the economy and jobs market so strong.The jobs data didn’t help mortgage ratesNothing shocking from JOLTs.

Keep in mind they will use 75% of the monthly rental amount to offset the mortgage payment (i.e. the fair market rent is $2000/mo, the lender will be able to use $1500/mo as income to offset whatever your mortgage payment comes out to).DSCR options are great if you CANT qualify for Conventional loans.

I know they can be financed just like a stick built construction loan, however, my credit union is not doing construction loans right now and does not have a time frame for when they will (SECU).I want to use the land as down payment if possible and finance the modular and the site prep for it.Looking at getting a new modular duplex or a SFH. 

For example if you borrow 300k at 9.99 with IO payments, your monthly payment would be 2497.50. 

I currently have a tenant in a home I am managing, I have been using Avail and as of recent I don't like the platform, I have noticed that my tenant like to edit the payment after the due date and that makes the collection date longer (Avail takes a whole week or more to get the rent in).

Our monthly rental payment from the tenant was almost exactly the same amount as our monthly mortgage payment plus we did about 10k of repairs plus depreciation. 

Any advice on how should I proceed to get my 50% down payment back?