I purchased the property in my name and with a mortgage in my name only, but the business has another partner.When going to have the deed changed, that is a pretty simple process but the other items (insurance, mortgage, etc) seem to be more complicated.

Is there a local real estate tax collector or other person (neighbor or mailman, etc.) that could point you in the right direction?

Would these items lower liability protection?

I once bought a property from a wholesaler that had items from the the floor to the ceiling.

One of the items was that the duct going to a vent in the living room was too close to a floor beam.

There are a lot of other items, but I hope this helps.I have seen accounts cost $1500 to $4000 per, depending on a lot of the above items and then some....You could also use the 2.5 of the gross.

What are concrete action items you would suggest for the "forced savings and debt pay down" purpose?

Subtract the wear and tear items, add the missing rent and subtract from the damage deposit.

Others may mention some of these items but here's a quick story of a "mid 20's tech talent moving into a midwest city (Indianapolis)".Unsure job status - 5+ years ago I moved to a new city for a new programming job (mid 20s).

As it's possible the article couldn't include every single item, are there any other items which a first time buyer should include in a TOTAL a calculation prior to the purchase?