Sounds like you already know what you have to do to make that deal work, because when it comes to bank financing the rule is the least information given the better, the partner with the low fico could change your tier really quick In reference to given the buyer the down payment money for the transaction I would put it in a shared account with multiple signers required..just keep it simple and to the point with the bankGood luck

Pretty simple thinking, if I was willing to live there, chances were other were too.

@Milan SanghviPerhaps a simple discussion of asking the tenant what she would do if she was in your shoes and explaining her reasoning.

So just a simple revocable trust that doesn't have to own anything?

Nothing like going through all the analysis and deciding to pull the trigger but not even thinking about something as simple as this.

If the owner never gave one permission to occupy premises and has taxes up-to-date then that would just be simple trespassing.

We do disclose the license in all our marketing pieces, and even have a simple clause in our contracts to disclose it.Legally, there can be a higher bar set for licensed individuals.  

If I was more seasoned maybe I could do something creative to get into a more expensive market but I'm just trying to keep it simple for now.

Or is it pretty simple to transfer ?...

Of course my window was simple, clear, tempered glass (per code).