when we would log over a timber track sell the track to a new owner who was looking to build but needed a year or two to get permitted house sold  etc etc but would buy from us on terms then we hypothecate the note.. but we owned the dirt free and clear .. and to do this you needed stellar credit and balance sheet .. banks were just not going to make loans because you had a note  LOL.. 

I have good credit 750+.Thanks for the help!!

Is this the best way to use funds to appeal to more buyers, or leave it as is and offer credit.

I am searching for a credit union that: 1-keeps their loans in house, no overlay on the number of loans2- Preferably no seasoning required 

For this to make sense though, there are some important complexities I'm not yet equipped to navigate such as how the tax credits transfer to new owners, whether appraisers would factor this into the value to preserve mortgage integrity, whether installers have better pricing for investors, etc.  

He has been helping us with our situation but there process are terrible.

Background, credit, past evictions, etc.... you'll find great successes and abysmal failures with section 8.

Also you may want to add some language that if the roof repair date (passed permit Final inspection) gets delayed and causes you to pay an addional fee for a rate lock extension, the seller credits you at closing. 

I know that I would like a tenant pool who is credit worthy, trustworthy, and not low income.

We will take the available credit against the unified federal gift and estate tax exclusion, and expect to pay no actual tax.