Now, allowing 2 tenants that have been there for many years, continue to stay for another year at the same rates, is I think an effective business decision and I'm not going to go through all the reasons why on here, because I do believe we are steering off topic.

It's probably more cost-effective than making the new windows fit the old openings. 

@Steadman ShortCody sperber is generally considered a waste of time as far as programs go.

I've been analyzing condos in 92102 and believe I can make a 2B/2BA work with an FHA owner occupied loan just so I can get my feet wet with my first deal and stop wasting my money renting.

I would not want you to waste such a large amount on a deal you are not sure of.

We've resorted to paying people to handle and just bill back for their time and that's been much more effective. 

You may not need a lot of money if you go the FHA route. once you generate the cash flow, it will be a cascading effect.

In effect the property improvements are often providing a greater return than the original investment was.

Some would say that is a waste of valuable time when you could handle that over the phone. 

The bathroom was a hazardous waste site.