At the time of purchase those people probably had no thoughts of a market crashing or personal circumstances arising that would prevent them from being able to afford their home.

Benefits - fixed rate (in a rising interest rate environment), long am, lower rates than revolving.

For these reasons, brokers may discourage their clients from engaging in retrading and may instead suggest alternative solutions for resolving any issues that arise during the course of a commercial real estate transaction.

Aside from that I have my realtor, but will be in need of subcontractors as needs arise as well as potentially a property manger.  

Mine was rather simple, to indemnify the seller for any loss, costs, damages, expenses, judgment or reasonable costs of collection and attorney fees arising from or out of any default of the agreements, plus ten per cent of the sale price.

A new opportunity has arise and I am willing to sell it for a 12% cap ($121,000). 

This will protect you from any unforeseen issues that may arise.

My question: do I need to add the fiancé to the lease or any other steps to protect me from any potential issues that may arise? 

There has been a rise in bandit signs in my local market, which is interesting.

Because of the Heloc I’m getting all sorts of ROI calculations from 5-25% changing vacancy, maintenance and management calls (may self manage) and don’t know if it’s worth it in a rising rate environment  especially with tighter cash flow as I have a baby coming in a few months.