A good agent should work for their money, but they do need to be compensated.They should st you up to receive MLS listing for what you are looking for the very first day they hit the market.They should have some off-market deals that are not yet on the MLS.They should be able to think outside the box. eg offer a person with a temp credit issue an investor purchased deal with a future sales agreement and a pre-purchase occupancy contract.They should know the rental market and be able to give you rent level info on the properties they find or you find.Keep looking, there should be one in you area.Cheers,Buddy

Additionally, you'll find endless restaurants, activities such as skiing, festivals, and markets.

Looking for the bank that can provide me the best APR rate for a $1.5 million purchase for my primary residence. 

I could see the possibility of getting a pre approval letter and having enough for the down payment but then you lose the negotiation power of an all cash quick close deal that I think it will take to get them at the prices I (and my investment partners) would want.

One was in a golf course community (purchased at $12K) and the other in a ski resort community (purchased at $42K).

The tenants cannot make over a pre-set amount per year because of the tax incentive program that it is enrolled in for the next 15 years, despite the surplus being used up. 

@Myles Kamara are you getting properties under contract with proof of funds as a cash buyer or proof of finance with a pre approval?

Does an FHA loan provide you better APR than a conventional loan?

If it is true, wouldn't taking a loan against your policy through insurance be a better idea rather than getting a lower APR loan from third-party lenders?

I was not at the REI meeting --the skiing was too good to pass up today, so I was on the mountain :)   I've been thinking about attending a SLREIA meeting at some point in the future, though...