We for example, are OK with "Cabin Style" under this brand-new definition - since this issues comes up frequently:Properties with “Cabin Design (Style)” per appraisalreport are eligible if Foundation Walls = Concrete Block Roof Surface = Metal or Shingles Heating = FWA Interior Walls = Drywall or Plaster

You solve the issue and in return you get your terms. 

You can move it back to your LLC after the loan and while this technically violates the due on sales clause, it's really, really unlikely they would call the loan.As for the refinance fees, the only way to avoid paying for them twice is not to refinance twice.

Plus, that could cause issues down the road between tenant or between you and the tenants.

She also issued a multi-page memo when form 3115 (repairs vs capital expenditures) came into effect explaining the ramifications to real estate investors, and whether and how they should file the form (All this was included because you were her client, and she files the form for you.) 

I can’t be the 1st person on the planet to have this issue… I offered to provide the tax returns since the property purchases in 2017 in an attempt to recreate.

My issue with that request is that if I convert the house to a long term, I'd lose at least $600/month of income vs the mid term model I currently have.All that said, my DTI sits at 58% with the models they use.

You will only see what you want to see (good deal) and not what you should see (the basement, the issues, the block values).

The issue is there are too many of these “gurus” on social media that are preaching S8 to everyone and how great it is.

Will you have the time, resources, and mental commitment to dealing with tenant issues, maintenance, and other unexpected challenges that arise with property ownership?