@Karolina Powell Once you get into the commercial world, it's a bit different than residential real estate because it's very much a "buy at your own risk" situation. 

As a result I know of no title company that will insure a CD, and the real estate attorneys I know won’t even draw up CD docs.  

It's actually really expensive to transact real estate - see the number of posts on BP by first time buyers who are shocked at how much they have to pay in fees and points and closing costs.  

You’re absolutely right—at the end of the day, real estate really does come down to the numbers.

But now I’m ready to get back into real estate and have some ideas of how to use our situation to the fullest.

We cover 6 counties in Central Florida, so you'll have plenty of networking opportunities with other local investors and all types of business members that offer every service you could need. 

I recommend finding an accountant who specializes in real estate taxation and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

Hello All, I am new to real estate investing and looking forward to learn from you all here from the bigger pockets experts and members and reach my goal of financial freedom in next 7 to 10 year time frameRegards DY

It’s not intended to address tenant screening or defaulting issues, and I can see why it might not seem relevant to your concerns about tenant behavior and payment habitsTo answer your question,I fully own a couple of companies and hold partial ownership in others with real estate portfolios totaling over $100 million in market value, but I try to keep an open mind and learn from both sides-whether it's through advocating for better tenant practices or working with property managers.

In my eyes, this project is as risky as it gets, even though the borrower was also a real estate agent that was waiving the listing side of the commission.