If you shop for houses on the weekend be prepared to double your drive time during the work week. 

If you expect a real inspection then be prepared to pay for it.

An agent prepared something for me but it seems like much is missing after taking a look at what he sent me.. 28 months term. $805 dollars interest over the term, taxes are to be paid...This is the structure of what the agent sent me.

You need a properly drafted mortgage and a review of usury laws in that state.In OH where I am, title/escrow companies cannot prepare legal documents such as mortgages, deeds, assignments.

@Benjamin Barredo In Knox County, it is recommended to have a recognition of who prepared the document - usually in the footer - to record the document.

Like Jeff saids, those suburban areas are hot so you need to be prepared to move fast if you find a house that you are interested in.  

I'VE DONE SO MUCH RESEARCH AND FELT SO PREPARED BUT NOW FEEL LIKE A DEER IN HIGHLIGHTS!

No...I"m preparing and looking very forward to the opportunities because I recognize risk is an essential component of entrepreneurship.  

If so, then 3.5% down.If not, then be prepared to put down up to 30%.

I'm obviously hoping to never have to use for more than this, but want to be prepared just in case.