It would be better to lose the deal now and work on a future solution, than to put yourself in harms way by trying to get too creative and force a deal.

Because, a) it isn't really an issue and b) it never was an issue.The vast majority of small investors buying houses use creative financing.

(apples and oranges)Brandon,your startegy is creative and possible viable, however, Rich made an important point that you are missing out on tax deductions and future appreciation, as well as principle paydown from rental income.

Shall I just ask her to quit, if I am preparing for the bankruptcy, since my income is just the borderline about the means test?

You're not going to be able to compete with the experienced investors, and you can get yourself into some real trouble if you're not prepared for what you're doing.I'm not sure how far into your career you are, but remember that there is no rush.

Off-plan prices have dropped as much as 20 percent since September, according to developer Al Jabal Holdings. “The speculative buyers were more than 50 percent of the market,†said Eckart Woertz, chief economist at the Dubai- based Gulf Research Center. “They have disappeared.†Istanbul native Sebat said he’s prepared to leave after 12 years in Dubai. “I will be in a very big panic and will want to get out of Dubai if I don’t think things will get better,†he said. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ A lession in why one should only trust what you can PROVEOctober 13, 2008StanChart lowers UAE growth forecast to 2.7% for 2009http://arabianmoney.net/2008/10/13/stanchart-lowers-uae-growth-forecast-to-27-for-2009/The UAE current account surplus is 20 per cent of GDP, an ‘extraordinary situation’ which makes the country a natural winner as a net lender when so many countries will become net borrowers.

They are announced via a standard letter to the tenant which spells out what we were looking for and what they should be preparing for.

A friend of mine in Colorado - also an agent - said that even in a good economy, you should prepare for little to no income the first year.

A phrase I've often heard when demanding an explanation of something "creative" on the closing statement."

The Title company recieves a copy.The preparing Attorney recieves a copy.