(Lunch is tough I've found, hard to have a conversation while eating and coffee is more informal for a 1st meeting). 

We started with a private portfolio & eventually expanded to 3rd party management.

I have tried to be reasonable and stayed completely professional in all are conversations.

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I'm interested in rehab properties to hold as rentals. I have access to different wholesellers in the area. I know getting hard money won't be an issue to rehab the property but its a bit more complicated with a long ...

Very good point.You should differentiate yourself from the rest of the pack.The thing is you're going to have to find a way to start the conversation with the sellers.

Are you trying to purchase property(s) or are you trying to invest in another investor deal like a private lender?  

Stray question, does anyone know what the conversion rate is for yellow letters ? 

However, a developer mentioned it would be a wise idea to do a condo conversion even if I’m planning to keep the property.

Otherwise, you can get a conventional loan as low as 3% down, but 5% is easy to get with decent credit.If you are in a position where you won't qualify for FHA or owner occupy, I would recommend looking into private money loans.