So while I'm saving and searching for the right property to have as my first investment, I've been doing tons of research and began listening to the bigger pockets podcast which led me here.I currently manage the service end of a new car dealership, but am looking toward the future and some day retirement and want a way to secure financial freedom.

I'm new to the Seattle area, and I am working toward financial independence.

I also dabbled in wholesaling and flipping, but buy and hold with cashflow is the strategy I have come to prefer as we work towards financial independence. 

What would be your analysis of each of the investment categories I mentioned.I had used High Yield or Leverage as an example you can assume any riskier asset class publicly traded in the stock market. what I am seeking is a way to assess say the risk involved in investing in a specified category versus another and the commensurate return (reward) I should expect keeping non-financial aspects out of the decision.So again, for example, hypothetically I invest this 30k in a Public REIT I should expect maybe a 5% (assumed with no basis) return YOY or I buy a High Yield ETF that returns 11% (again assumed with no basis) versus if I leverage this to buy a residential property then how to asses this on the same risk-reward spectrum and compare the two?

My main goal is to have passive income and become financially independent.If y’all can give me a few tips on how to m started and what the first steps I should take that would be awesome.

My main goal is to have passive income and become financially independent.If y’all can give me a few tips on how to m started and what the first steps I should take that would be awesome.

If you do invest in notes however I would recommend having at least some financial reserves in case things go badly.  

(Or financial advisor?)

(Or financial advisor?)

My life insurance  providers /financial advisors also says my useable return is better in the Roth.