Couple notes:1) I will obviously be asking for a negotiated return2) This is a normal Agent/Seller relationship in that the homeowner remains the homeowner, with the added caveat that I am fronting the $20k

I have a tenant whose lease expired 30 days ago, they moved almost all of their stuff out last weekend but some remained.

I have a hybrid...fixed for 7 years, floats for the remaining 18 years...with maximum rate increases per year during the floating period and a maximum cumulative rate increase over the loan term. 

They meet all screening qualifications and I gave them a speech about how it has to remain two units (i.e. no knocking down of walls to make it one place, etc) but I was wondering if I should sign one lease with both units listed, or have them sign the lease twice, once for each unit of the duplex?

Theyll see a new roof thats what i think but might be picky and say ahh but its not the 30 Lenders require that a roof have a 5 year life remaining.

So when you do a HELOC, in that scenario and I pay it back with the refinance, does the HELOC remain?

Also, he has given me an option to pay (sell price - remaining mortgage payment) amount after 6 months.

Trusts are indeed one way to do this, since you do not have to register trusts (generally) anywhere and the terms/beneficiaries of the trust can remain anonymous in the vast majority of cases.

Excellent deal you can ask as high as 30%.. the remaining 70-80% goes to capital contributors..Good luck

I hope to retire here so I have made every effort to remain on good terms.