So I always have plan A and plan B for financing and only go ahead if my worst case is still ok for me.On income side, I'd use actuals for 3 units and low end of neighbourhood prices to estimate the fourth.

“If you dare, you’re already ahead of 99% of the others”

I just turned 18, I have been looking over real estate and brainstorming over the past 9 months + and wanted to figure out the best way to kick start my career being so young that I lack actual experience but I am looking for ways to get ahead of the game considering the need for new realtors, real estate agents, developers in the next generations...

  ( Charleston Market specific)Now I have two big Oregon projects on the books my bankers think like @Chris Seveney we are and they are fine financing for the next 2 build years.. then who knows but we still have not recovered from the last recession we still have a shortage of about 20 thousand new builds that can be absorbed.. so no slow down and you see the market report indicates that and the 3 big Amazon sites that are bringing about 6k workers don't go into service until late fall.. and the 23 homes I am building is 2 miles from there I did not sell one to anyone from Amazon.. sold one on sunday so some one moving in from Vegas.. so still 100 people a day move into the Portland metro and about 50 a day into Charleston those are my two main new build markets.all of my turn key markets are also having record years the appetite for cash flow rentals has never been higher and with financing finally loosened up to where its not like pulling teeth to get a loan its just roared back with no end in site.. at least for my guys and gals.And of course our note business is just steaming ahead at record pace as well as investors at the mom and pop level have learned what turnkey note investing is all about.

After reading each one and thinking through this a bit more, I've decided that due to the age of the roof, I'm going to go ahead and get it replaced.

I have read many articles, watched videos, podcasts, etc and without over the shoulder style help and mentorship - I am unsure how to move ahead. 

No investor would every get ahead, it’s sounds like you could use some insightful information in the space of DSCR and commercial lending.

I am also able to contact the on site maintenance manager for small things like putting a package inside and he will give me a heads up if I my guests are parked in the wrong spot or being a nuisance.

. - Go ahead and try and get a HELOC.

I want to apologize ahead of time for the long post but there are a lot of members asking questions about @Clayton Morris , with Morris Invest ( morrisinvest.com ) and not much information out there.