That is why we recommend the time-sheet program. for eg Tsheets works great.

@Neil Quinn You should be able to get conventional loan programs that only require 3-5% down in most major MSAs.

Here is what we're looking for: Any programs/courses (either in Georgia or nationally) that help people become more financially literate.Recommendations for banks or other companies with low fees that might be beneficial.

I just heard Kathy Fetke's podcast discussing the new Fannie Mae loan program for Workforce Housing which seems to be a loan that is subordinate to a primary loan and originated if certain criteria are met and maintain, mainly keeping rents below area average. 

So I listed under Social Serve which is a government housing website. 

I can find tax lien sale lists and things at times on these government websites but they usually are outdated a few months

Below are a few more thoughts on pros/cons.Pros: If you're new to real estate in general, you'll learn the mechanics of RE transactions, the governing laws and the key participants and services that support a transaction.You will interact with other realtors that may help accelerate your understanding of the market values and dynamics you're working in. 

She took her program down, was $49 and explained what "wholesaling" was better than other for me as a fresh newbie.  

You're going to get just enough info to want to purchase another "course" or "mastery" program.

If you have a timeline, or investments that require a high level of transactions over time, this can be problematic.I suggest you evaluate programs that provide you with direct control over the funds such as a checkbook IRA or Solo 401(k).