Stable, gentle renters are a commodity that should be valued at all cost in this game...and your insight on the subject  has already got me thinking about our property in Las Vegas as UNLV has recently received approval to move out north of the city...right around the corner from our house!!

Technically a bank holding the mortgage has the right to perform inspections but they really rarely exercised.

If they are reluctant to do this it may be wise to offer a payment if you need to exercise the option to extend to show the seller you are serious about refinancing within the 6 months and will only ask to extend if necessary.

Some of them need to be gently educated that you won't cry if they leave.And I wouldn't worry about her suing or anything, until/if/when that ever happened.  

Granted not every tenant is like the other but, I have to exercise prudence and use wisdom to avert and mitigate any possible snafus.So, when renting to anyone I am very frank, not crass or rude, I am firm and what I perceive to be fair and when i'm not my property manger helps me.

@Jared BendettaThis is a good exercise in fact finding.  

You could play right into their hands, as they may call it a retaliatory eviction because they exercised their rights. 

Other than outliers like Penfed that use NextGen or lenders that use auto-enhanced or bank card-enhanced the other variants are academia and trivial pursuit questions.That answer is wrong, by the way, but I'll leave finding the CORRECT answer as an exercise for you. 

Basically, this mold inspection dance amounts to an exercise in procuring litigation insurance.

Currently, I am a Senior Communications Planner that forecasts and implements communication infrastructures in the preparation and execution phase of large scaled military training exercises.