Everyone has either had bad experiences and can't recommend one, or they have a good one and aren't sharing them... haha

Flat out tell them you aren't the buyer.

If you insist on getting your $5,000 when you aren't entitled to it under the law, and the taxpayer has made an issue of this, then you could be sued for refusing to let them redeem for the legal amount. 

My accounts aren't old enough t get approved for higher limits such as 25k and up.

The point I'm getting at is, if the numbers still work, then does it matter that the tenants aren't directly paying utilities?

I'm hoping the repairs aren't too crazy.

I receive messages almost daily from Hard money lenders looking to finance my deals but once I tell them that we could be in the deal 18+ months they quickly back out, You aren't always aware what strategy you will be exiting with and most banks/lenders would see this as too much a risk.

I hope it loosens up, most of my investors aren't willing to deal with them right now. 

You can still house hack, but the terms aren't as good. 

And honestly, the numbers aren't interesting without recouping that monthly income.What, if any, are my options to either up the rent on the current good tenants, or have them move and get a new family in there at current market rates?