They are obviously similar metrics, but calling it "DSCR" implies that the pay raise at work will not help you out, and it will.

@Arkadiy Iliyayev section 8 is paying well for these right now, have you talked to them?

In addition buying an existing ADU has the following advantages over building one 1) typically pay less for the ADU than the cost of doing a hands off ADU addition 2) get RE purchase financing which is superior to financing that is specific to the ADU addition.  3) there is no delay between financial outlay and income when purchasing an existing ADU.  

You would work it out that you charge the guests for the piece, then pay the artist directly minus a small fee.

What tactics would you use with your spouse to get him or her interested in sharing a too-big house with nice people you choose that you may not even see frequently in order to pay a very low monthly net rent and maximize the ROI on your primary residence rehab?

You can have any note rate you want if you're willing to pay for it.

I am a stay at home mom, so it's clearly not my only job, but the only one that pays me. :) I have the ihour app that has been very useful for me to catch the hours as I go in real time vs. having to recall each moment at the end of a day or week.

Here are some popular options that have good reviews:https://clockify.me/https://toggl.com/track/https://repstracker.com/REPS Tracker is interesting in that it's specific to REPS, but it seems like of silly to have to pay $30/month for such a simple app. 

I feel for these people who can ill-afford to lose money to scammers, but they need to think through the situation better prior to paying anyone.  

Pay it off in a year using cashflow and savings.Thanks