Concentrate on your W2 at your age, work toward the highest paying job with a pension and benefits.

If you are looking to keep it as a rental then not paying refinance costs might be of benefit to you if you want to update the home for maximum rental income. 

Was just trying to find out if he has benefited from this scam on anyone on BP 

@Shannon Sims The answer to this is wherever the business will have the best tax benefits. 

We have the benefit of learning from so many people on this site that have already been through the ups and downs we will face eventually.

What are the benefits, and how do they hold up in court today? 

That way you have the benefit of long term access to equity, without locking yourself into 30 years of higher interest-first payments on day 1. 

I can't personally benefit from it at this time.

Firstly, everything must be done at arm's length and exclusively for the benefit of the IRA. 

Asking Price: $95,000, I am looking to put 3.5% down (prequalified because I will be living in one side) Listed both sides being 3 Bed 1.5 Bath, after viewing the property 1 side has 3 bed 1.5 bath and other side has 3 bed 2 bath (So that is one of my benefits).