You won't take the effective actions necessary to get it unless you know exactly why you want it.

Sounds like you've already taken some very effective steps in seeing the process firsthand.

I don't see how you can compete effectively without significant investments of cash, and for a declining rate of return.

A bank approving a short sale has absolutely no effect upon an HOA foreclosing on a property.  

I think people would say you should be thrown in jail because it was such easy money you were effectively stealing, ha.

To nip confusion in the bud before it happens, I make sure that there is explicit language in my Statement of Work (engagement letter) to cover this stuff.  

Generally Niles is pretty good to work with if you have your ducks in a row prior to engaging with them.

What if you and your investors could conveniently and cost effectively diversify into single family rental homes and apartments in one dwelling & one community with one set of rental and maintenance overhead?

Why would any business person make a broad statement like this, effectively cutting off their source of potential customers?

Unless the end buyer specifically engages you for your help with something.