@J Scott when you're the man (like you are) you can pull that off, but for us poor schlubs trying to be the man, its our best Sunday "gone to meetin' shoes".

Everyone here has different backgrounds and motives, and it’s hard for each of us to put ourselves in your shoes.

I have helped other investors invest here that are in similar shoes.

@Mark Ferguson I am in no position to professionally answer but from others I know, kind of in your shoes, they tend to migrate to higher quality locations vs sheer volume.

And again, put yourself in the shoes of the money lender; they are not there to take reckless and uncalculated risks; any risk without mitigation option is not worth it.Again, @Rod Desinord asked a question: which HML did you work with that does not require skin in the game?

Compare that to their cheapest engineered flooring at $0.891/sqft.I'd also like to point out that if you order trim online from Home Depot it is cheaper than going in store at Home Depot or Lowes (for shoe moulding and base moulding at least).

Especially if you’ve never been.If you’re in California, and are considering any training or education, you are welcome to join one of our free local meetups just to meet others in your shoes or who have been there.

Is there a base shoe?

These are are the questions I'd ask myself if I was in your shoes.

Put yourself or your loved ones in their shoes.