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I think this happens for a couple reasons:-There are many people who believe their way is the "only" way to do it, and speak with such authority that it sounds and reads as if it were a fact. 

The lender won't even talk to you unless you have an "authorization to release information" signed by the borrower (and sometimes notarized.)  

Article 4 of the National Code of Ethics clearly spells out our responsibilities to the customers as well as the Clients you will face as a Realtor®.No Realtor® ResourcesUnfortunately, there are no resources available for the Realtor® who intends to add wholesaling to their repetoire of services.Do not listen to those who have no training as a Realtor® about the legal authority, and procedures for you to wholesale.  

If the author of this email to me (a somewhat known wholesaling "guru") believes that 95% of the mail you send is useless...So why does he then teach it?

You aren't going to find out using honest means without approval via 3rd party authorization to get a demand to the junior lienholder....in other words, what Wayne said.

The Bigger-Waters law, authored by Maxine Waters was set to raise flood insurance premiums over a four year period to balance the premiums coming in with the claims going out. 

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You need to create an LLC resolution that legally authorizes one of the members to signed all COE docs.

At that time, the state water management authority allowed 2 homes to share a tank if they were on the same parcel.