. $500 (due to a promotion I received) and in addition we have regularly paid anywhere from $30-$150 extra principle a month when we can- because I am SO desperate to pay our mortgage off before we are 60!

You need a lot of maintenance people to help you, and leasing becomes a regular part of the business. 

Not a quit-claim, a regular closing with a title agent and escrow.

EIDL funds are to be used for your regular business operating expenses. 

He does use the BP calculator but I highly recommend sticking with your own spreadsheet because this forces you to fully understand the individual numbers and how they interact.

Otherwise, that's an upfront cost.On regular maint, get books for expenses.  

@Nam Hoang you may want to reach out to a company like water mac or Jerz drains finding honest plumbers that will work on smaller jobs and while providing honest estimates is sometimes a challenge, Ive had both of these companies complete jobs on time and within budget for me on more than one occasion if my regular plumber is tied up on other jobs

To that point, you've also brought up things I haven't even considered regarding, separate baths, kitchen sharing, and overall interaction with a potential stranger who would be my tenant.

I think being able to interact with people on a more personal level is better as well. we just need to find out how we can interact with her!

Nothing against landlords (I am one) but we regularly get lied to by tenants, so this is why some people may be skeptical of some of your claims.