I have read a few books and consider myself relatively handy, I just don't know where to start.

The bankruptcy related to the borrower's primary business.

Perhaps, especially if you're selling at relatively low gross yields anyway.

If she's that worried, tell her to have a relative "lend it" to her.

Example replace a few circuit breakers,electrical outlets,switches and electrician costs hundreds and hundreds or more to do the work.You can do it for 40 dollars in parts if you know what you are doing.A plumber soldering pipes in the wall and changing a main line instead of saving 75 in labor I will just let them do it.It's all relative.

I have a question that's kind of related to this.

I'm only relating what I've read here and other places, that even Zillow is innaccurate for TX and other non-disclosure states.

Include the point that the borrower is responsible for the repayment of any and all expenses related to the same.

If you're is super nice relative to others, you may be able to get a slight premium.

I grew up in India and my parents were not related to real estate industry in any way when I was growing up.