I have to add my own two cents though...in the summer time...the spiders down by the river are HUGE....and I had a couple of times where I had to decide to battle critters to deliver pizza or go back to my car and have dinner. haha.

Adam Kroll project manager extraordinaire - ice water running through his veins - can chime in on this too. 

I have a very very serious spider phobia.

In that vein, we've begun doing some deep analysis (I'm a financial analyst - I play with statistics for a living.  

I've been using a spider man stamp. 

The idea of a 'script' simply doesn't work, as a far as I can tell, because every conversation is just so different.Also trying to get this traditional vein going of working as an agent, and I've been working with an investor trying to scout good deals.

Debt, in itself, is incapable of increasing your risk, just as it's unable to lower that same risk.The scary thing to me would be not having goals, plans of action, contingencies in place, and not having a network of trusted friends to gain knowledge from and share experience with.And spiders.

The balance only serves as a benchmark to quantify (usually in vein) the amount that is due in order to remove the interests of the mortgagee.

Unrelated but very similar vein of:As a female, I stare at all these hot women that probably make around what I make with their Prada bags and name brand clothes.

Just call some up and ask them what they can do for fleas and any other pests they would advise - like roaches, spiders, ants, and hopefully not termites?