If you are investing consistently, you will know what your market charges for the work needed. 

@Saulo Dias which markets are you trying to expand? 

I plan to rent it for a few years and sell it depending on the market conditions in the future.

One of the realtors was skeptical that I can get into this market for $200k, and, I agree, it's a bit of a stretch, but with the pay cut I'll be taking going down to Texas, that's about as much of a mortgage as we can afford on one income.

Black market-  most economies that have something that impactful happen, causes the taxpayers to move to a black market approach.  4.

Rents are mostly at market rate, and are for the most part, fairly consistent around the city.

They proposed higher than market rent, but want to keep 2 people from thee organization volunteers in one room in future.We checked the website of the non-profit organization, their program include several categories, including helping international children to school, housing for the homeless, etc.

Only buy good condition or brand new.

Wholesaling is NOT investing, it’s a sales job or marketing business4.

It is a very challenging market for many Loan Officers and Brokers.