For a property that needs rehab, you will need an interest only loan (generally a 12 month term) that funds up to 90% of your purchase + 100% of your rehab.

Wholesalers have such a bad reputation because many just go on mls, low ball offers and try and wholesale a deal on the MLS, or will get a deal from another wholesaler and mark it up and the investor has seen it from the original wholesaler and 3 other daisy chains.Key is to find your own deals, analyze them, and know the numbers to assist in finding deals for others and make some money.

The property cannot be valued in the traditional way, which is why I'm seeking a private lender who will value the property in a commercial-style method via the cap rate.Source of down payment funds: Implied equity (refi)Income Source: W2 for both my wife and IGross annual income (between the 2 of us): ~$300kMonthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: Student loans, rent, and what exists for this tiny house.FICO: 725Credit issues: noneThanks for reading this far!

Looking to take the next steps in finding, funding, rehabbing, and flip or holding additional properties. 

Regarding your question, DSCR lenders are funding millions of loans a month right now- it's not hard at all to find a DSCR lender. 

I believe this must have been discussed multiple times over the years. and I don't want to reinvent the wheels. looking for guidance or pointer how to start.
not sure whats the name of this strategy.  is it smaller v...

Hello all,I recently transitioned from finance to real estate, am looking for deals to fund and my question is two-fold:1) Investors - for those of you funding your investment properties with hard money, where / how are you identifying your funding sources and what are the most important criteria in arranging your financing?

I may used hard money for the BRRRR and my own funds for the other one.

@Connor Heaton, I agree with Gino, that some HOAs cover exterior items, and some only cover certain items.But beyond, the specific items covered by this HOA, they will also want to understand how well funded the HOA currently is for items.  

My VA loan fell through and need to find alternative funding ASAP please help.