Many Multi-family properties now in debt service trouble as the GPs took out very risky 2-3 yr floating rate or adjustable loans so they could cash flow after buying very expensive 3Cap apartments, which loans have gone from 1.5% to 5% or higher, and knowing that obvious and predictable risk since every primate could see mega-inflation coming in early 2021 due to more money printed in 2 yrs than first 200 yrs of country, They "smartly" took out Rate Cap insurance, (cost 50k for a 12 month policy on 10mil loan to cap variable insurance rise about 1-1.5% above the origination level) but now that US 10yr up 10x from 0.31 in 3/2020 to 4.2%, that same insurance policy is 1.5-2.0 million not 50K, so They can't cover the much higher debt service nor buy new cap insurance without shutting down distributions or capital calls.

We are going to be buying property and building a spec home shortly and need to understand the pros and cons of doing this deal through an LLC vs. as individuals, from a tax perspective.

Hi All, I live in NY and I am looking to buy in a hot market.

Disclose, disclose, disclose - Most times we dont know every issue in these houses I am only in them for 30min before we buy if at all!

I’ve lent in the 2nd lien position several times but it’s a very tight buy box - and I will absolutely not do it behind a HML.

I work as a full-time worship pastor and I I've flipped a few houses over the years and looking to do more deals and move into some buy and holds in the next few years.

Quote from @Megha Mathur: Hello all, We are looking to use the DSCR loans for buying our investment property.

Look at your office situation.  

Did your clients end up buying something out there, and have they shared with you what their actual take home has been?

The appreciation rate is far above national average and consistent for buy and hold.