Continue saving money and living below your means and when you are ready to settle into one area and have a long term vision then take massive action.

If it is a competitive market, you can expect that you have to be in the house the day it hits the mls for example and ready to make an offer that day.

Great analysis @Ron Read. I

We’re now ready to buy a multifamily but because our rented house will continue to count as debt for two years our DTI is way too high (49% after taking into account the mortgage on a new home).

I’m ready to get moving, anybody else? 

Its really about learning what your connections like or perhaps getting a good understanding of the most common ones and having them ready. 

I got my survey back and I’m ready to close but the agent is pushing me...this is a dual agency...about the purchase.

But realtors should know and feel safe charging the full 6 points to the sale, because its like pulling teeth to make consumers understand the true gravity of such a Massive "Tax Free" Equity Savings this can be!

I’ve read tons of books, I think I’ve probably read “The Book on Rental Property Investing” three times now, so I have a basic understanding, but not much past that.Our ultimate goal is to find a place we can live in for 1-5 years and hopefully hold on to as a long term investment when we are ready to move on.

You never know when the tides will turn, so take this gift now.Down the road when you are ready to make another purchase, put the high interest loan or credit card loan back on the table as an option to consider with other options.