They also provide services for the other seasonal pests such as wasps and ants at other times of the year.

So I came up with a solution to buy a non vacant rental property from an investor and use seller financing so I can negotiate a $0 down payment.Has anyone ever done this?

Check your mortgage docs and with your servicer.You'll also need to look into:- Impact on your property taxes: some areas have different millage rates for owner-occupied vs non-owner occupied properties.- Impact on your home insurance: you'll need a landlord policy and confirmation of what will happen if vacant for more than 30 days.You should also consider impact of selling.

Has anyone used the evolve service?

Its going to vary for so on private lenders/Non-QM or DSCR from lender to lender and more than conventional which is more standard among lenders.https://www.mortgagenewsdaily.com/ is a good resource for generally daily/weekly moves in mortgage rates in generalhttps://www.google.com/finance/quote/FVX:INDEXCBOE?

Is it worth the risk if (a) the tenant is non-compliant and an eviction process is needed and/or (b) there could be major repairs needed. 

Do you mean being able to speak with the servicer?

Thus if you do seller financed I recommend using a mlo to originate it with an underwriter and then have it boarded at a licensed servicer. 

It is possible to buy Non-warrantable Condos with the help of local Credit unions.

What are your thoughts about the cost of the CPA services.