In my opinion, the offer to pay all monthly rent in full upon signing a lease is a RED FLAG warning to the landlord of trouble ahead. 

And if that LO you are speaking with is not a top producer, but a barista-turned-loan-officer, due to the events of 2020 (I'm not saying that in a negative way, a LOT of baristas got into the mortgage business after March 2020, and guess who is most likely to mis-quote the >6 property hit? 

I am a relatively new investor, looking for deals in a town of about 60-70k. After my wife and I bought our first rental property in 2019, we purchased a duplex in 2020 and currently live on one side while the other s...

I have been researching a ton of deals for small multifamily properties and am having trouble committing.

If you had little to no debt (DTI: 5%-10%), currently renting, your initial REI goal was to fast track your way to be able to quit your 9-5 job with replacing it with positive cash flow, main goal was to acquire as many doors as you could, had 100k to start, and still had cash for reserves…Would you continue renting and or seek out a primary residence where you could house hack (keeping your DTI low, so that your able to still acquire rentals) or would you first acquire income producing rental properties and then use that income to eventually help you qualify for a primary residence?

I'm even open to something with a higher interest rate, as long as the numbers produce profit for me (rent from the property exceeds monthly payments) it's a win right now.Any Ideas?

The tax typically does not add up to much and will be less than the amount of boost in return that leverage produces.  

Today, if the interest rate is under 10, I am not batting an eye. 2.5 years ago I shopped a 4.something refi rate across three banks and went through the trouble to leverage offers back and forth between lenders.

I am having trouble because it seems unlikely I can find something meeting the standard BP numbers of 1% rent and 10-12% cap (Turner's recommended cap, I believe).

With interest rates as low as they are, I don't think using leverage to buy a income producing asset is a bad idea at all.