I have found my self in a terrible financial situation.

Make sure your financial situation is stable, with a strong down payment, an excellent credit score, and a clear grasp of your budget and objectives.

Now they're on their path of owning multiple MF properties and buying more.

My question is, can anyone recommend another site that’s reasonable and allows you to manage more, but also easily advertise to multiple sites? 

She pays rent on Zelle through multiple other peoples names, and so I am getting partial payments (though she hasn’t paid the total amount) which I think means I can not evict her.

I would say you should take the money you would invest there and look to invest it across multiple good assets in the midwest. 

Sure you could invest it in something else, but many real estate investors know real estate really well and are most comfortable in that space.What is your tax situation?

Do not defer repairs if a potentially dangerous situation arises.3.

Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

everyone advertises 80% and then I call, and it's "oh, we don't do 80% anymore" or "oh, your situation doesn't qualify," and it ends up being 70-75%.