I have been pre-approved, but from a credit union which did let me know my max number just if they would approve me for a $170,000 home I was looking at. 

They paid for something else because they feel paying the landlord on time is unimportant, after all what can a landlord do except charge you a late fee, and most do not even do that.

Damages to the building itself would be paid from the building’s accumulated funds (sinking fund) pool so that part wouldn’t affect the owner in most cases.Mortgage Interest - Typically you wouldn’t incur mortgage interest in Japan because finance for international purchases is not readily available to foreigners in most circumstances.

Assuming a decent FICO you can pull 75%-80% of the COST you paid at 5-8% interest (25 year term).    2.  

I have seen a prospective tenant in the process of current eviction document how they refused to move after the 30 day notice, and are fighting the subsequent eviction and haven't paid rent in 6 months due to repairs not being done.  

Also led to not getting paid on time

The SFR directly across the street from mine, which is smaller than both of my two, just sold for a higher price than I paid for both of mine.I'm trying to plan what to expect when I do the refi next year...

I have 3 great tenants who are roommates - who also paid last month's and deposit in '15. 

I do have some beginner questions about a theoretical loan for ~100-200k:- How early can I get pre-qualified for an FHA or Conventional Loan?

You went in for a buy, but you were not pre approved for a mortgage.You are not a veteran, because you are still on active duty.Appraisal, inspections, attorney fees, are always out of pocket, regardless of your mtg approval.You can get a regular loan- depends on how much.