After about 9 months we decided to list it for sale.

In other words, a yield of 9.5% with monthly cashflows assumes those cashflows are reinvested at the same yield as soon as the cashflow is received.

I'm sorry you are in this situation.All lenders have extension options which will buy you 3 - 6 months to line up someone to finish. 

Mostly this is just a guiding figure to let me know how much my expected cash flow will be from the property each month.

I have one arbitrage unit that I'm letting go of next month.

I got close to using the 5% down program about a month ago on a Bucktown 3 flat. 

to give some feedback, you will need to estimate the cost to repair the house; if you don't know how to do that, we just need some  information of what the house needs and the sqft of the propertyIf the house is, as an example, 2500 sqft, and It looks like you are stuck in time back in the 1980s, but the AC is working,  the roof is ok, and there are no foundation, plumbing, or electrical issues; I can assume maybe a $20 per sqft, so the rehab is about $50K to 60KIf the ARV is 290K minus 10% closing/holding costs, - minus 20% profit - $50K rehab, ideally, in this example, I need to buy the house for about $150K to flip it, but as a landlord, I may be able to pay a bit more, as long as rehab is not too much, and rental is about $3,000 to $3,500 a month

Now I have added my largest monthly transactions (my mortgage and student loan amounts) to that minimum and my account reads "keep above $4,000". 

Those offers never came, one was supposed to be from an affordable housing nonprofit that had access to 4.5% financing, but they put us on ice for a few months while we waited for their slow board aproval process, and then they had some sort of organizational staffing shakeup and recently told us they couldnt put an offer in.

I’ve bought 10 SFR buy n holds in the last 12 month that cash flow ok.