Agree that Fund Managers and Intermediaries make money off of those but that's just a nature of their business - like @Mike Dymski mentioned there are companies that charge less and it's the employer's responsibility towards their employees to find the best possible combination that benefits them both.

Most wholesalers are hustlers by nature otherwise they would not be in the business.

Nevada $0.0764/kWh.Low property tax rate.Overall low cost of doing business.Very low probability of natural disasters.

It's human nature and frankly, I'm human.  

The longer they've been in business under that name, the stronger their natural trademark rights will be.- Has Madison Storage received any phone calls from customers who ask for "Madison Storage Garages"?

They attempt to convey to the user what the nature of the QRP plan design is, so that consumers understand what they're getting and how to maintain a plan compliantly and not get in trouble with the IRS. 

We had a beautiful trip (though lots of rain). 

There are rules on what can be capitalized (ie. major repairs, appliances & furnitures) and expensed (supplies, minor repairs, decors etc.) depending on the nature and timing of the transactions.

On top of that you've got many other things that are variable in nature such as maintenance, vacancy, non payment of rent & utility bills. 

And make sure to account for the following expenses:1) Mortgage2) Mortgage insurance (PMI or MIP) or FHA Risk base3) Property Taxes4) City Taxes5) HOA (Home Owner’s Association) Dues and Fees and Assessments6) Insurance   a) Property Hazard Insurance (0.3-0.45%)   b) Flood Insurance   c) Earthquake Insurance   d) Umbrella Insurance7) Vacancy Rate (usually 8% - the equivalent to one month a year, or 5-6% if multifamily and/or if experienced, if not use 8%)8) Utilities (you’ll have these if your tenant is not covering them and/or during vacancy)   a) Water § Sewer § Garbage   b) Electricity   c) Natural Gas   d) Propane9) General Maintenance (usually 5%)   a) Upkeep § Landscaping   b) Snow removal   c) Repairs   d) New Appliances   e) Make ready10) Capital Expenditures (usually 5%, higher is the property is old and obsolete, less if fully rehabbed and all mechanicals and roof are new)11) Property Management (8%, even if you self manage, your time still has value and there might be a time when you'll want to be completely hands off or you'll not be able to do it, vacation, retirement, etc.), including...