Many insurers offer up polices but some are more band aids where they paste on various riders to cover you.

Out of 12 rentals:2 paid early as they usually do (One pays on the 22nd every month)1 new tenant paid early3 paid on the 1st - 1 of those usually pays on the 4th or 5th1 paid Sunday - our preacher, who always pays on the Sunday closest to the 1st3 have not paid yet, but one I expect tomorrow and the other 2 always pay on the 5th.The other 2 are vacant, with tenants scheduled to move in on the 10th & 15th.No worries here.

Like I said, I really only wanted the license to aid me in my investment efforts. 

First thing that happens in a recession is that money is poured into financial aid to turn folks from "unemployed" to "full time student" status.. 

This way you can receive advice and aid from people who know each process you will come across plus you ones closer to your situation may want to do deals with you.

I asked the seller to fix any major issues that I would need to address prior to renting it, and he agreed to 3 of the 4 the inspector and I noted.I took care of the remaining one myself with aid from a family member who is an electrician (just replacing a cracked faceplate) What was the outcome?

I start with that number and increase or decrease depending onv what the closest comps do, etc.

Walgreens and CVS I will expand on but leave out Rite Aid as it is not investment grade BBB- or better like the other 2.The cap rate with the pharmacy doesn't matter as much as you think.

The closest to you would be UVREIA.

Anyway, I appreciate your input.I believe this is a single wide mobile home w/ a slide out/ 672 sq/ft/ built in 1969They are the closest thing to comps I could find.