I agree that Chase is probably not the optimal lender for this situation.

I know it’s a lot to ask to meet a complete stranger and have them pick your brain, but seriously, you can order whatever you want on the menu and if you want music lessons, I can offer those as I am a musician by trade (mostly drums and guitar.)

**Time and Effort**: The buy and hold strategy is less time-intensive, allowing me to focus on managing and optimizing rental income rather than undertaking extensive renovations and refinancing processes.That being said, I am interested in trying the BRRRR method in the future.At the time of purchase, I lacked the skills and knowledge necessary to attempt the BRRRR method without exposing myself to risks I was not prepared for.Hope that answered your questions.

Made sure water heaters were operating optimally and replaced those that needed it.

I hope the example illustrates why HELOC to finance ADU is not optimal not even addressing the risk of a variable longer term loan (I do not use variable on longer loans) or additional interest rate (these are secondary issues but I would have issues with HELOC even if the HELOC were fixed at the same rate as a new RE purchase loan (but HELOC are typically variable with worse terms than RE purchase loan). 

I have seen that even with optimized VR websites the OTAs will still rank higher, but it is good to be in the ballgame with them there. 

When it comes to investing, the tasks that I consider to be worth more than $400/hour include things like finding deals, negotiating, scaling/optimizing my business, networking, and handling some of the legal/protection aspects.

optimally you want two entities. 

I know thaty position isn't optimal but knowledge is power and so I'm here to gain as much knowledge as possible. 

Using all caps for emphasis is acceptable, particularly when I was pointing you to menu items that are specifically written in all caps.