They sent a very professional slide pitch deck that showed all of their justifications around that specific market, e.g. employment market, housing shortage data, the new developments in the area, the air bnb data, etc. etc.They also stated the numbers were conservative (7 year to reach the target returns) and that likely it will be year 4-5.

Jackson nailed the answer to your first question.A HELOC is a line of credit using real estate as collateral.A credit card is a line using your credit as collateral (nothing).A business line of credit uses your business as collateral.A "PAL" or pledged asset line is a line of credit that uses your investments as collateral.Etc.All of them share in common that they are a line of credit; you draw what you need and only pay interest on what you use.Traditionally, lines of credit that have collateral are going to have much lower interest rates than those that don't, like credit cards, because in the event of default there is nothing to seize.

Hi All,Looking for good property manager recommendations around Atlanta area.

Just moved to the Augusta area in Georgia and am excited to meet local agents, contractors, property managers, as well as fellow investors.

The only difficulty is I’m trying to find a multifamily property in an older housing stock area but nonetheless an owners unit inside a larger house is the goal but hopefully I can get lucky with the items you pointed out as well. 

There are a lot of title companies, which means there is a lot of competition in this space.

I'd like to make connections with like-minded people in the area!

I would reach out directly to nicer homes or facilities in the specific areas, with specific amenities you plan to be in and offer.

Hello Everyone,I’m in town for the next couple days and looking to go to some meetups and network with anyone in the surrounding areas from Daytona over to Tampa if anyone’s available.Happy Holidays and hope to meet any of you. 

The OTA's will give you a area where you can select how much availability you need between turns