Please feel free to share with me your thoughts on this approach.If reached out by a tenant, I would submit them a letter that per the moratorium, a late payment should be "due to a loss of income or substantional medical expenses, caused by COVID19 pandemic."

Please feel free to share with me your thoughts on this approach.If reached out by a tenant, I would submit them a letter that per the moratorium, a late payment should be "due to a loss of income or substantional medical expenses, caused by COVID19 pandemic."

I’m more concerned with May rent as I believe everyone should have savings for a “rainy day” or sudden job loss. 

Accordingly, it is crucial to find a competent local real estate lawyer who can prepare the right documents and protect your interest.Of course, you assume the risk of the buyer not paying you, ether thru bad intentions or thru circumstances beyond his control, like loss of employment, accident, illness, divorce etc.

I messaged my agent and asked if tenants are unable to pay and evictions are stayed, can I request loss of rent assistance from the insurance policy. 

What they can and should offer you is good and qualified tenants, no matter voucher or market renters, who have escrowed funds such as last and security in the event that something does come up to supplement your potential loss. 

Situation: this month I had a triplex catch fire and just learned yesterday it will be a total loss.

Expectations are to see massive job losses, business closures, layoffs etc.

That's a huge bummer, but if it is a money pit sometimes a little loss is better than a huge loss.  3.

The average citizen is powerless and will never get anything ,and the people they have elected to represent them wont help them,cant help them.3>Healthcare is already out of control expensive and is absolutely unaffordable, many many are going to be bankrupt just with medical bills due.4>Many are going to be bankrupt because of failing business , loss of job, etc., this is obvious.5>As mentioned above , just a few are getting tons of cash - which means they can buy out business and other companies at very low cost and this means further super consolidation of power - literally cementing it in place. 6>The future for the average citizen is not looking good.