When they say you can still by investment real estate with no money down, here is what they was talking about. (Well minus closing cost)View report*This link comes directly from our calculators, based...

You have not told us what you are trying to pay for, however the answer for the moment is zero because you have no savings you need at least something saved for when something breaks in the rental.

I don't think I would tell my job what I am using it for just because some companies have policies that don't allow employees to work second jobs or run businesses.How much extra money would you be out if you took the commercial loan and then refi'ed once its liveable?

Strangely many I talked to aren’t investing in anything except maybe a 401k or got suckered into a whole life policy.

For context, I've given him leeway in several other areas relating to HOA policies since he is new (i.e. contractors started demo/ construction prior to the quiet hours noted in our CC&R's several times during the weekend.

So I own this property with zero out of pocket, and $200k in my pocket from the bank, and have a nice cash flowing property.From the time I bought to the day I refinanced was under 4 months. 

I think it just depends on your tolerance level and the terms of the deal.

I have seen where REIT's one year can make 20% and the next make zero.

The lender claims this is the only the title company  that provides the suitable title insurance policy 

With that being said, i have zero experience.