@Wayne - How do the rates on a renovation loan compare to a conventional mortgage?

Do I refi conventional?

@Matthew Jarrett  Welcome to BP, as @Arianne L. said if you haven't been to a PIG meeting at the convention center come on out.  

The roof has about 7 to 10 years left, but if you are leveraging your cash into conventional financing, then it makes sense to buy the house with a new roof that will last you 25 years.  

You can refinance into a conventional once you hit 20% equity (to my knowledge) which will drop your payment significantly.

In regards to the regarding of the soil, I have seen the costs that the HOA incur in the 5 digit range (for large properties) because of the liabilities of it being done incorrectly where it ends up damaging a neighboring property. 

Mortgage Broker/Loan Officer --A mortgage broker is the person responsible for getting me loans – especially if I am going “conventional” (not hard or private money).

I've been in touch w/ a portfolio lender, and while the terms described are in line with what I understand other in-house lenders are offering, I'm still considering conventional financing due to more favorable terms. 

Your local community bank will help you with that.With secondary market (FHA or Conventional) mortgages, there are limits to how many you can have.

All are 2 bedrooms or less.Condos/townhomes, there are 56 active listings west of I-25 under $185k, most are 2 bed or under some are 3 beds.Another option might be a wholesaler, but going with an FHA or conventional loan through a wholesaler usually dosnt work all too well.