You'll get a bill for that much if even the unit is vacant.

I did this once, however I had the ability to slide it on from below, which most applications couldn’t do.Last fix I can think of quickly would be to get someone to wrap it in aluminum.

Will that affect my ability to sell it in two years and claimed it was my primary residence?

So, short term losses are washed out by years like 2018 and 2019, which "ran" for well above 16%.There is an element of "luck" here, like any of the FI pandits will acknowledge. 

The most important element of a BRRRR is your cash reserves.

The current Cap Rate was around 13.6% and the ability to grow to about 17.76% with some work and updates allowing to bring the rent rates up the the National County average in my State.

Unoccupied real estate is often hard to insure and can quickly attract a bad element.

I don't want this to have a drastic effect on my ability to continue borrowing in the future so I'm trying to figure out how to hold this asset appropriately.Your insight in any of the above is greatly appreciated!

Section 8 probably won’t allow you to sub meter and have you issue a bill.  

Each state is a little different but you typically received the HOA documents and have a few days to review them and have the ability to cancel based on review of those documents if you dont like what you see.