These loans typically offer more flexibility and faster approval processes, which can be helpful in the fix-and-flip world.

Could I have a term policy - yep - but I wanted the flexibility and cash value. 

This hands-on approach could also give you more flexibility to adjust to market conditions, like listing at the right time.Lastly, even though you didn’t invest your own money in the deal, building relationships with your private money lenders and owner financiers for future deals is key.

Second, **flexible terms** and clear communication about rates, fees, and loan-to-value (LTV) ratios are essential to avoid surprises.

Sell and Reinvest:On the other hand, selling could free up about $85k after taxes and closing costs, which gives you flexibility to invest in other properties, possibly in PA where you’re more familiar with the market.

Patience and flexibility will be essential in this market.Key TakeawaysPalm Beach’s market is adjusting, but it’s far from stagnant.

Sellers in this market might need to be more flexible with pricing and negotiation to close deals.What This Means for YouYes, the Miami market is shifting, but this presents golden opportunities for those ready to act.

The fact that you bought it with cash gives you a lot of flexibility, which is key in a market like Odessa where real estate values can sometimes be unpredictable.Let’s break it down:Refinance and Reinvest:The rental market is treating you well, and if you pull out equity with a loan, you'll still have that income stream.

The below terms are near infinitely flexible from what I have below, but the idea is that you and Sis only share in the future profits - no part of Dad's original appreciation. 

Becoming an agent is attractive to me due to the earning potential, relationship building and flexibility.