My glass is neither half full or halh empty as I've learned not to put boundaries on what i want.

I guess it those slides the gurus show that creates this idea.

Cut 2x2s to size to deter windows and sliding doors from getting jimmied.

Also make sure it is not in a slide zone.

3) Medium grey wood-grained Waterproof vinyl flooring (WVF) throughout, with brushed nickel light fixtures and hardware, or Coffee wood-grained WVF with Oil-rubbed bronze light fixtures and hardware4) Keep the master-bath shower as it is, which is a medium blue fiberglass, and just replace the door with a modern one and trim in some coordinating hardware and glass tile, or totally tear out the shower?

My 3 bedroom apts. had 7 window, one sliding glass door. 

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

You cannot slide the scale towards the Roth direction, other than by performing a Roth conversion on the tax-deferred portion of the account.  

I still find plenty of value here, from newbies and old-timers, but maybe I'm not a glass half-empty guy.

Tons of pots, pans, bowls, glass pie pans...the list is loooong.I go out of my way to buy quality stuff for the house.