For example, it is my understanding that my mortgage taxes and insurance go into the numerator of my DTI ratio; In my case this totally dominates the numerator as I do not have any other significant debts.

For example, it is my understanding that my mortgage taxes and insurance go into the numerator of my DTI ratio; In my case this totally dominates the numerator as I do not have any other significant debts.

Most people, even who don't need it, would find this a cool feature. 

I wish there is a feature where you can lock an email or text conversation to allow only all inclusive group replies.

I like the search features: https://www.biggerpockets.com/search

Zillow just started these features about 6 months ago.

This has been answered dozens of times.Please learn to use the search feature.

Most of the property management softwares have the feature with one time additional fee.

Thanks Speaking on a conventional loan generally you have to be the 100% owner or pre-dominant owner to use those funds to qualify and even when you're allowed to the underwriter will want to see you have 6 months of expense reserves based on the last year of expenses.

I'm actually collecting these to create funny video featuring a bad property manager.