So my question has anyone used a business plan or some type of format to present to the hard money lender.

When we present our application (first page is a summary of the process ... which includes credit history and background checks) to "potential tenants" such as the one you describe above, they typically go away .

Mortgage terms in Canada vary from 6-months to 10-years with the 5-year, fixed-rate financing being the most popular (but not necessarily the best).You will come out ahead in the long run by using variable rate financing - there have been analytical studies comparing fixed-rate versus variable over the interest rate history from post WWII until present days which produced these findings.  

Someone that would provide basic design services at a fair price.The few I have approached, present themselves as an Interior Designer but want to be General Contractor as well. 

HiI'm presently added a room in the basement.

He can approach his present credit card companies and ask, if they can please increase his credit limit.

To remember the priorities, and what you're getting out of being more present in your real estate business and with your family.

There was also a great presentation that they had online that I thought was helpful in understanding this. 

Pulling together a presentation and wanted to show a killer data point or graph.  

If this wasn't structured in my name originally, would that present a future roadblock?