You can get 50% to 65% LTV on raw unimproved land, or if there are horizontal improvements, you can get 75% LTV to finish out the horizontals.The construction loans will give you 85% to 90% of the LTC or loan to cost, but these will only be done on an individual basis. each lot on its own loan. 

I believe the neighbor has some beef with the city, and is trying to use this issue to create a problem for the city, my friend is just the unlucky guy who gets to be collateral damage.The small town utility department doesn't have record drawings of the laterals, and they are not being too helpful. 

I have some ideas with my property and I am wondering if its worth doing to create more value or if it creates value at all.I have a small property and I am thinking of selling or getting a HELOC so I am in the middle of remodeling the house to create more value.

I believe it's the office of of the zoning administrator but it's been a while and my memory sucks.It's not the sites themselves that are misrepresenting, it's the folks creating the listings. 

5- Do I need to have an umbrella insurance for these individual workers/freelancer or companies, just in case?

Good rule of thumb on office size is no more than 25% of the floor plate of the individual unit. 

Are you reaching out to home owners that matches your criteria, or are you reaching out to individuals that are going through life events like Probate and Foreclosures?

Will the city create any other problems when they inspect the basement? 

I would like to have a good idea of the value of the mobile homes should I desire at some point to sell them off individually and then sell the land. 

It's all based on the individual investor's deal criteria.