Connecticut, for example has been at or above 1.3% average (straight off the MLS with no negotiations) for the last 4 years. 

Im here to ask because the rates are low where I'm at, Mesquite, TX, would re-finance with a lower rate and a higher appraisal value  straight from a lender be the best option for more cash to re-invest ??

The good news is this is very straight-forward too, and can make a significant positive improvement. 

Generally, the lender/borrower relationship is fairly straight forward. 

I am wanting to help the guy out... but due to the number of financed properties in my name, I am unable to straight up refinance the note holder out with a Fannie/Freddie loan.I recall on several podcasts that some buyers have purchase their seller-financed notes at a discount. 

I take the net proceeds - $200k - and buy another rental straight up, no mortgage.

@Jason Barnes I would recommend getting in touch with a mortgage broker, they can shop the deal with multiple lenders, they’ll shoot you straight on your options.

Hi Toney, For 2-4 units, it's pretty straight forward.

Hello all,I am a newbie still learning the ropes, and so far it seems that acquiring my first rental unit should be pretty straight forward.

In my opinion, anyone looking to earn $10k per month or more from rental cashflow should skip single family and go straight to multifamily investing because of the scalability.