if not or if there is a small mortgage, is there the possibility of owner financing? 

I can borrow a very small amount from my 401(k) at 2.25% interest for a down payment or purchase, but given how hot my local market has been that won't get me very far until I can learn some alternative strategies.  

They moved through the process, minus a few small hiccups, within 2 weeks and we were ready to close.

Keith. 

have been wanting to get into small multi-family(duplex or triplex) and house hack the one unit and rent the rest

I keep my deposit small because most people renting a room don't have that much cash, so I want to get the most people applying for the room and pick the best of the bunch.Hope that helps, I'll be more than happy to share renting rooms if you have further questions.  

What I was good at was running a business, I started my own at the very young age of 19, and what I did have was the desire and determination to succeed at my new goal at that time - real estate.Start small and flip a house.

Saving small increments for a number of different things (paying off credit card debt, getting licensed and insured, wedding expenses, down payment for investment, down payment for primary home) I'm a little overwhelmed to say the least. 

I have some buyers actually looking to buy something on some land and build a couple small units and turn into a bed and breakfast.

We have been doing small group classes for new investors to give them the tools to make informed decisions on properties.